Rubik’s Cube [2] – Money and You
One of the most prevalent misconceptions concerning money relates to its importance. For example, how many times have you heard people say in conversation, “money isn’t everything”, or “money isn’t important” or “I don’t care about money”. Well, the people who say these things might not care about money, but I’ll bet their car dealer cares about it, the person who holds their mortgage cares about it and etc. In truth, there can be no denial of the fact that money is important to any person living in a civilized society. Therefore, to argue that it is not as important as this, or that, is absurd. For nothing can take the place of money in the arena in which it is used!
Many people like to accept about money is that it only comes as a result of “luck” or “good fortune”. For instance, whenever people gather to talk about someone they know who has been financially successful, there is always someone among them who will say, “He was just lucky”, or “He was just in the right place at the right time”. In no uncertain terms, that although “luck” obviously plays some part in financial success, it is never sufficient in and of itself, because while “good fortune” is a factor in financial success, it must always be coupled with effort and hard work!
How much money you want? For answer this question, it would probably be a good idea for you to decide what you want the money for. But to simply say “I want the money to live on”, is not good enough. You should probably say “I want to live better than that”, how much better? Let list down the things or activities that you plan to spend money on over the course of the next year. For example: food, clothes, car, vacation, recreation, insurance, savings and etc. There are just a few of the many possibilities. You do not fill in the mounts you are now spending. Rather, you take each item on the list, visualize how you want to live, and then fill in the amount of money it will cost you to do so. For example, you might go out to a nice restaurant to dine on very special occasions, but you might visualize yourself spending a very enjoyable evening out for dinner once a week, where the service is excellent, the food is even better, and the environment is fit for royalty. How much would that cost? That is a figure we’re looking for. We do not have a contract to live forever, this is our life, and we should be enjoying it to the fullest extent humanly possible! Therefore, we should have the amount of money we need, to provide the things we want, to live the way you choose to live.
Article contributed by Teh An Tien
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Ah Tien
You got your point there about money. Just would like to share my thought and experience about Money.
I used to believed money is very important and I must have the “x” amount in order to fulfill my wish list. Worked very hard for it. Soon enough I realized my life start to be very stressful and things just got more and more challenging. Somehow, the more I chase after the money, they more I am getting poorer. Poorer in terms of my relationship with family, friends, associates and myself. Till one day, I was talking to a friend and he shared “what is money”. He shared money is actually a means of exchange. Money itself is harmless and there is nothing wrong having more money in order to have what you want in life.
Only our missunderstanding about money makes our own life difficult. I soon realize my focus should not be after the money rather focusing in what I am passionate to do and do it to my best. The outcome of it will promise me a better life (in term of monetary) without sacrifice my family or my own life.
Conclusion : Working towards having enough money is great and we should remember not to sacrifice relationship with family and friends as well. Otherwise, you will end up lonely when you have enough money.